There’s a reason professional pilots file flight plans; to ensure the airplane successfully reaches its destination.  How likely is it that you will reach your destination if you don’t have a plan or know where you are going? Coles Reinstein financial professionals can help you craft a financial plan that will lay out a clear path to get you from where you are now to where you want to be in the future.

If you are like many people and struggle with questions regarding how much money you will need to retire, how to help finance your children’s education, or even if it makes economic sense to pay for that personal “umbrella” insurance policy, we can help you develop reasoned answers based on economically-sensible principles.  We look at both the big picture and the minute details when designing a plan for you. Every plan we design revolves around you, your circumstances, your goals, and your desires.  While we can help assist on most any particular financial issue, we specialize in comprehensive plans that address the entire spectrum of sound financial decision-making. 

• Ways to save money
• Planning for retirement
• Planning for education
• Special Needs  
• Proper use of insurance
• Proper use of debt financing
• Types of Issues Our Plans Explore
• Evaluating leasing options
• Evaluating loan and credit terms   
• Implementing mortgage strategies  
• Planning for children
• Planning for marriage  
• Social Security optimization
• Planning for career changes
• Investment portfolio evaluation
• Education funding
• Death and disability planning
• Estate planning
• Asset Protection

Coles Reinstein provides a full range of accounting and bookkeeping services to assist business owners.  In this role, we help business owners reduce time spent on ancillary tasks (like payroll and tax compliance) and ensure that such tasks are performed competently and cost-effectively.

A personal discussion of your financial statements or other business matters is available when you need it and is as close as your phone. We can help interpret financial records and reports and assist in efforts to improve profitability.

Accounting Services Professionals

S. Jason Coles, MBA, CPA/PFS

Susan M. Langley, CPA, CFE

Susan R. Bloom - Certified QB Advisor

Paying less in taxes seems to be a reasonable goal.  However, there is a big difference between tax evasion and tax avoidance. We believe that everyone should pay their legally-required taxes and that no one should pay more than that amount (unless they choose to make a donation).  If you want to avoid paying excess tax, our planning and preparation services are designed for you!  Our goal is to help you manage your tax burden in a responsible, cost-effective manner.

Our tax professionals have the skills necessary to help individuals, families, non-traditional households, and businesses ranging from start-ups to companies with multinational operations.

As the vast majority of our client’s income returns are filed electronically, personal copies of their returns are provided on a complimentary, USB-compatible thumb drive. Hard copies are available on request for anyone wishing to file a paper return. We do not charge for electronic filing!

Tax Planning & Preparation Professionals

Kevin Hatrick, CPA

Nate Lining, CPA

S. Jason Coles, MBA, CPA/PFS

Susan M. Langley, CPA, CFE